State Policies-to-population ratio
1. Alabama 138.5%
2. Louisiana 110.0%
3. Mississippi 86.7%
4. South Carolina 86.1%
5. District of Columbia 79.7%
Alabama has the highest life insurance policies-to-population ratio in the U.S. with 5.3 million life insurance policies under the population age 15 and older, the state leads the nation with a coverage ratio of 138.5 percent.
Source the American Council of Life Insurers’ 2012 fact book and census data.
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